COVID-19 Financial Assistance Resources

To address the financial impact school closures have had on the substitute teacher community, we’ve pulled together a list of governmental and private resources offering assistance. While we cannot predict when schools will reopen, we’re committed to helping subs navigate through this difficult time.  As we learn of more assistance programs, we’ll share them with you. 

Do you have a valuable resource to share with other subs? Email us and we will share it here.


Federal Resources 

  • FEMA disaster unemployment assistance. Contact the Department of Labor to find out if your situation qualifies for assistance. Find information here.
  • Unemployment insurance. The federal government is allowing new options for states to amend their laws to provide unemployment insurance benefits related to COVID-19. Find information here.
  • Your local Member of Congress. Find out what type of assistance is available in your area by visiting your Congressional Representative’s web page. Use this zip code lookup tool, then click the link under the photo.
  • Tax Day extension. The IRS has extended the deadline for filing and tax payments to July 15, 2020.
  • Student loan payments. Read about the Department of Education’s decision to temporarily suspend student loan payments here.


State Resources


  • Paid Family Leave and other programs. Find out what else is available to Californians.

New Jersey

  • Alternative employment options. Visit the State of New Jersey’s job portal to find out which companies are hiring now.


Local Resources

  • Your local county and city government websites may offer resources for dealing with COVID-19 related closures. Find your local government web site using this lookup tool.
  • Evictions: many local governments have declared moratoriums on evictions. Use the lookup tool above to find more information on what’s happening in your local area.
  • Foreclosures: several banks have agreed to defer mortgage payments. Contact your lender to find out what programs they are offering.
  • Utility payments: if you are having trouble paying your utility bills, contact your local provider to see what programs they are offering.

Private Resources

Free WiFi

  • Xfinity from Comcast is offering free hotspots to low-income families.
  • Spectrum is offering free internet for 60 days to students and to educator households that don’t currently have internet or WiFi service.
  • is offering 90 days of free internet access to students and seniors.  They're also offering deferred billing for up to 60 days for customers experiencing financial hardship. Contact them at


Alternative Employment Resources

  • The U.S. Postal Service is hiring workers to help with the surge in online delivery demands. 
  • The IRS (Internal Revenue Service) is hiring seasonal workers for multiple positions.


Other Resources

  • Silicon Valley Strong (Santa Clara County, CA residents) is an $11M fund providing assistance to low-income families at risk of homelessness related to COVID-19. View eligibility requirements here
  • Kiva, the crowdsourced small business lender, is offering interest-free small business loans up to $15,000 with up to 6 months deferred payment.
  • will reimburse families using SNAP (Supplemental Nutrition Assistance Program) up to $50.
  • Molson Coors Beverage Co. is pledging $1M to the USBG National Charity Foundation, assisting out-of-work bar industry professionals affected by the COVID-19 crisis.